Quality Solutions for Seekers of Capital. Predictable Yields to Investors.

Commercial Real Estate Lending

Debtcraft funds First and Second Trust Deeds on Commercial Real Estate.
We use private investor capital to fund loans against California, Nevada, Arizona, Colorado and Texas Commercial Real Estate (other States on case by case basis).
Target Clients:
Direct borrowers, Loan Brokers, Real Estate Agents, CPAs, Attorneys, Financial Advisors, Wealth and Business Managers
Typical Loan Size:
$50,000 – $25,000,000
Typical Use of Funds:
Real Estate Purchase or Refinance
Our Goal:
To solve your lending needs while delivering predictable results with reasonable pricing and closing costs.
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Venture Capital and Business Loans

Debtcraft provides much needed capital to start-ups and existing businesses.
Debtcraft sifts through many requests each month from businesses seeking capital. Our investors are hungry for this type of business and we meet their demand with quality deals.

Target Clients:
Small to Medium Sized Businesses
Typical Deal Size:
$100,000 – $5,000,000
Typical Use of Funds:
Business Start-Up or Expansion
Our Goal:
To provide capital to new and existing businesses looking to go public and/or to grow at an accelerated pace.

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Cutting Edge Investment Strategies

We are seeing great ROIs in the Legal Marijuana Industry.
Legal marijuana is the fastest-growing industry in the US and could become larger than the organic food industry – The ArcView Group, an investment and research firm.

Target Clients:
Start-Ups, Entrepreneurs, Existing Businesses
Typical Loan Size:
$25,000 – $5,000,000
Typical Use of Funds:
Seed or Operating Capital, Real Estate Deals for Dispensaries, Grow Facilities and Ancillary Marijuana Businesses
Our Goal:
To help investors and entrepreneurs gain traction in this booming industry.

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Active Pipeline Promotions

We represent an active buyer of apartments in all of Orange county; our client pursues high quality product with little deferred maintenance. Cap rate and typical valuations are not central to buying decision; caliber and quality of the assets dictates interest. Price points are between $10mm – $40mm. Super friendly, easygoing and cooperative with all parties.

September 10 we closed a $5mm flip line of credit, giving our construction borrower capital to expand their acquisition capacity. Properties are located in Texas and California, but our lines of credit are nationwide. Very easy credit qualification with emphasis on skill sets and experience. The lines of credit are perfect for the property flipper who is tired of getting individual loans for individual properties and is looking for a line of credit that allows for immediate purchases and larger buying bandwidth. The qualification process is simple.

We pursue lending and investing opportunities in legal medical marijuana industries in all states in which it is sanctioned and legal. Actively looking for opportunities to joint venture, extend capital and consult. We are particularly interested in real estate-centric deals, while also looking at seed to sale opportunities. Some technology and ancillary opportunities entertained.

We own free and clear 180 acres of ocean view lots and are open to develop, sell all or part to a developer or spec builder. Always interested in creating opportunities with these beautiful tracts of land.

We are active buyers and represent very quick acquisition closings. Condition of asset is unimportant and price points dictate level of interest. We have bought and sold approximately $4mm in California assets in 2015. We prefer off market, short sales and distress sales where velocity no-nonsense buying is important. We prefer purchase prices between $250k – $2mm. We also are happy to joint venture with folks that need capital to rehab their purchase transactions.

Funded Deals

20 FREE and CLEAR homes, rehabbed, rented and managed. Sales of the homes will be feathered out over a 12-18 month period, with annualized yield expectations of between 13%-15%. Debtcraft has the ability to create other funds for owners of many individual rental properties that seek to liquidate their inventory while keeping an equity position.

A carbon copy of Venture Fund I. All homes are free and clear and owned by limited partners. Sales of these assets expect to occur Spring, 2016.

August closing $500,000: 5 working day closing on a 60% LTV in Los Angeles. REAP issues as well as extensive rehab. 1 year note with 9.25% coupon to the borrower.

July closing of a $500k mezzanine piece for class B office building in Los Angeles. 10% coupon, 4 years. This loan was funded in 17 working days. Our agreement was hand crafted since many senior lenders do not allow true, junior debt on their assets. We worked closely with owner’s counsel to craft a legitimate debt piece that did not violate lender covenants while protecting our investor’s capital.

We closed in August a small $60,000 second trust deed in Long beach, Ca to finance a small private raise for a public offering. Combined loan to value was 65%; ordinarily Debtcraft would not entertain such a small debt piece on this type of commercial building, however, we realized that the borrower’s larger plan for his start-up business needed the finish capital to achieve his commercial endeavors.

We are closing a loan in September 2015 which is a request by a large cannabis operation where the capital is being used for the build-out of a state of the art facility. Our efforts to safely deploy our investor’s capital in legal marijuana opportunities continue to grow.

Our syndication efforts years ago resulted in ownership of three class A/B properties in Sherman Oaks, Woodland Hills and Agoura Hills with a total net lease area of 225,000 sf. These three assets will soon be quietly promoted and sold off market. Some lease space available in Sherman Oaks and Agoura Hills.

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Our Company Vision

Our vision is to provide a true lifetime of investment and consultancy services to our clients and partners in real estate and business.

We are a collection of active and intelligent men and women exchanging resources, including investment capital and special or unique expertise and advice. We rely on our pool of investor clients to help us locate excellent investment opportunities as well as discover smarter and safer ways of delivering our capital for complex investment transactions.

We are mostly interested in serving as a safe harbor for our clients, almost all of whom become close associates and part of our extended family: We promise to deliver well thought out capital solutions to our borrowers, entrepreneurial seekers of capital and our investing partners…
Debtcraft is a collection of smart and creative California based private investors, looking for commercial real estate loans to fund for real estate owners and business opportunities presented by entrepreneurs.

Debtcraft uses its pooled vast experience and expertise and leads the way. Real Estate Borrowers deal DIRECT with our team of successful and ambitious entrepreneurial investors who form lasting partnership with our borrowers and clients. If your search for excellent real estate financing has been fruitless call us now. We will provide you the immediate advice and financing that you need. Debtcraft serves the needs of the real estate borrowing community as co-investors and “partners”. If you are looking for financing for yourself or your client please browse our website to see if we can help.

The world of real estate investing can bring enormous opportunity as well as risk. Even the most astute borrowers are limited by a lack of critical information and access to capital. Debtcraft puts the working knowledge and experience of successful real estate investors and professionals at your fingertips. Our group’s vast knowledge in private mortgage lending, lending against notes and quick closing transactions is well known throughout the capital market community. Our ability to immediately assess your loan request—whether a refinance or acquisition—provides an added edge to the borrowing community.
Debtcraft and its investors are not ordinary private equity investors, nor do we fit the mold of traditional angel investing. We look for solid business ideas with solid leadership and vision, and we are willing to pledge our own capital and that of our team of partners and clients when we encounter a quality request. The business world and the attached vast opportunities are extremely diverse and require enthusiasm and open-mindedness. Debtcraft is a group of experienced go-getters and we rely not only on our collective knowledge to make the best decisions for funding and participation. We are not afraid to go after something in an aggressive manner if we feel strongly about the opportunity. We believe that having a strong advisory and financial partner insures success.
Debtcraft is uniquely poised to promote its clients’ business strategy through events, marketing and general promotion.

Testimonials

“Our brokerage firm has had an excellent experience and has successfully closed commercial loan deals with them since 2011. Our need to be able to fund our loans, especially our SECOND COMMERCIAL LOANS, as a skilled broker is critical for our success. We recommend Debtcraft without reservation and like how they are free to discuss the deal.”
Gary Pitts, MAE Capital
“Our team has been working with Michael and Richard for several years. Being in the commercial real estate industry, we thrive on networking and cultivating solid relationships. It has always been a pleasure to work with them, and they have also opened the doors to other business opportunities for us due to their extensive knowledge, vast connections and know-how. We wish them much continued success and hope and expect to collaborate on many more future ventures.”
Keith Lee, Managing Director, Crown Point Realty Capital
“Hey Guys!

WE did it! We closed 22938 Hatteras – I couldn’t have done it without you jumping as high as I needed when it came to pulling the trigger on this deal! You guys shared my vision on this project and believed in it like I did. I wish all my investors were as easy to deal with as you guys! Plus, it’s nice to deal with those that follow through on what they promise! I’ll be calling you first on the next opportunity that comes my way. Thanks again.”

Jeff Schermer, Broker, Dilbeck Estates
“I am new to investing (though have what I think are considerable resources) and have spent a lot of time looking at different options, such as the stock market, business opportunities, etc. Most everything looked fine but rarely did i find a firm that was sophisticated and smart AND attentive and caring. This was (and is) important to me. I appreciate the time that everyone has taken with me to understand trust deeds, the SFR Venture Fund, etc. Looking forward to working with everyone again on the next suitable opportunity.”
Eda Ozsoy, Investor
“Guys,

I am happy to write on your wall of fame…

I operate mostly as an analyst, structuring debt and equity investment opportunities for my clients. From time to time I see a deal that needs a second opinion…usually a deal that is above my pay grade (hahaha)… I turn to you guys since TRUST is high and EXPERTISE and EXPERIENCE is abundant. Thanks for the years of collaboration and joint efforts. Have a great 2015!!”

Andrew Yim, Principal, Yim Ventures
“As a seasoned agent focusing on high-end real estate sales in the Los Angeles area, I come across many types of personalities. Picking quality relationships contributes greatly to my success, especially in the areas of finance. Debtcraft shines and sets itself apart. Michael and Richard are easy to work with and are results-oriented. They perform.”
Andrea P., Real Estate Agent, Beverly Hills, CA
“Having partnered with Michael and Richard for many years and knowing their business, personal integrity and successful work ethic, we jumped at the opportunity to co-invest with them in the SFR Venture Fund. Working with a team we trust was critical as we don’t have the time or resources for investment or financial mistakes.”
Jason & Joanna Frahm